Taxes & Business

S-corporation

Also known asS-corpSubchapter S corporation

Definition

An S-corporation is a corporation that has elected, by filing IRS Form 2553, to pass corporate income, losses, deductions, and credits through to its shareholders for federal tax purposes — avoiding the double taxation of a C-corporation. S-corps must meet ownership and capital structure requirements, including a 100-shareholder limit and U.S.-citizen / resident alien shareholders.

By Olomon EditorialLast updated
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Key takeaways

  • Election made on IRS Form 2553, generally by March 15 of the year the election is to take effect.
  • Shareholders must be U.S. citizens or resident aliens; certain trusts and estates also qualify.
  • S-corps may not have more than 100 shareholders or more than one class of stock.
  • Owner-employees must take “reasonable compensation” as W-2 wages before taking distributions.

How Olomon thinks about this

Olomon is built to handle households with multiple operating entities. For each S-corp, you can store the election letter, K-1s, distribution history, and ownership table alongside the household balance sheet — so the entity, its owners, and the cash flowing between them are all visible at once.

Quick facts

  • Maximum shareholders100[1]
  • Eligible shareholdersU.S. citizens / resident aliens, certain trusts + estates[1]
  • Stock classes allowedOne class of stock (voting differences allowed)[1]
  • Election formIRS Form 2553[2]
  • Election deadlineBy March 15 (for calendar-year entities)[2]
  • Annual tax returnIRS Form 1120-S + Schedule K-1 to shareholders

In-depth definition

S-corporation status is a powerful tax structure for small operating businesses. The election turns the entity into a pass-through for federal tax purposes while preserving the corporate liability shield. The most common pitfall is failing to pay the owner-employee reasonable compensation — a frequent IRS audit issue.

How to elect S-corporation status

The federal procedural steps for an existing eligible corporation or LLC to elect S-corporation taxation.

  1. 1

    Confirm eligibility

    Verify the entity is a domestic corporation (or an LLC eligible to elect corporate taxation), has ≤ 100 shareholders, has only U.S. citizen / resident alien individual shareholders (plus certain trusts and estates), and has only one class of stock.

  2. 2

    Obtain an EIN

    Apply for a federal EIN if the entity does not already have one (free at IRS.gov, generally issued immediately).

  3. 3

    Get unanimous shareholder consent

    All shareholders on the date of election must consent in writing. Their signatures appear on Form 2553 itself.

  4. 4

    File IRS Form 2553

    By March 15 (for calendar-year entities)

    File Form 2553 (Election by a Small Business Corporation) by the 15th day of the 3rd month of the tax year you want the election to take effect (March 15 for calendar-year entities). Late elections may be granted under Rev. Proc. 2013-30 with a reasonable-cause statement.

  5. 5

    Set reasonable owner compensation

    Establish W-2 payroll for owner-employees at IRS “reasonable compensation” levels before taking distributions. Document the basis for the wage decision.

  6. 6

    File Form 1120-S annually

    Each tax year

    Each year, file IRS Form 1120-S and issue Schedule K-1 to every shareholder, who reports their share of income, losses, and credits on their personal return.

Frequently asked questions

  • It depends on your income, payroll obligations, state taxes, and growth plans. The S-election can save self-employment tax above a certain income, but adds payroll administration. Run the numbers with your CPA before electing.

Sources

Primary, authoritative references.

  1. 1

    Internal Revenue Service (IRS)

    S Corporations — IRS

    Cited for: Eligibility and election rules

  2. 2

    Internal Revenue Service (IRS)

    About Form 2553, Election by a Small Business Corporation

    Cited for: Authoritative election form

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Cite this page

APA
Olomon Editorial Team. (2026). S-corporation. Olomon Financial Glossary. https://olomon.com/financial-glossary/s-corporation

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